Business Insurance
Commercial Auto
Single vehicle or fleet. Owned, hired, non-owned.
Personal auto won't cover business use — and if you have an accident while working, your personal carrier may deny the claim. Commercial auto fixes that. We write everything from a single delivery van to a 50-truck fleet.
What's covered
- Liability (BI, PD)
- Comprehensive (theft, vandalism, weather)
- Collision
- Hired & non-owned auto (HNOA)
- Cargo (separate inland marine)
- Roadside, rental reimbursement
What's not
- Driver injuries (needs Workers Comp)
- Property of others in vehicle without cargo coverage
- Business use of personal auto without endorsement
Florida note
Florida commercial auto carriers are more selective post-2023. Driving records, MVRs, and prior loss runs matter. We help present your fleet in the most favorable light.
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We write commercial auto with these carriers:
- Berkley Regional
- Spinnaker
- Clear Spring
- Peak P&C
Related coverage
More ways we protect your operation.
General Liability
Third-party bodily injury, property damage, advertising injury for FL businesses.
Commercial Property
Coverage for your building, contents, business income, and signage.
Workers Comp
Required state coverage. 1+ employees for construction, 4+ for non-construction.
Stop overpaying for coverage
you don't understand.
Free quote. Free policy review. No obligation. We'll tell you exactly what changes between carriers — and what doesn't.
FL DFS License W190034 · NPN 9069115 · Licensed broker · Brokers of America PR LLC