Personal Insurance
Auto Insurance
Florida-compliant auto coverage. PIP, BI, UM/UIM, comprehensive, collision.
Florida is a no-fault state — Personal Injury Protection (PIP) is required. We help you choose limits well above the state minimum to actually protect your assets if there's an accident.
What's covered
- Personal Injury Protection (PIP)
- Property Damage Liability (PDL)
- Bodily Injury Liability (BI)
- Uninsured/Underinsured Motorist (UM/UIM)
- Comprehensive (theft, weather, glass)
- Collision (at-fault accidents)
- Rental car reimbursement
- Roadside assistance
What's not
- Commercial / business use (needs commercial auto)
- Rideshare without endorsement
- Mechanical breakdown
Florida note
Florida law requires PIP and PDL — but the state minimum is dangerously low. We typically recommend at least 100/300/100 in liability limits.
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We write auto insurance with these carriers:
- Universal P&C
- United Auto
- Ocean Harbor
- Equity
- Root Florida
- Standard Fire
Related coverage
More ways we protect your family.
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FL DFS License W190034 · NPN 9069115 · Licensed broker · Brokers of America PR LLC