Brokers of America Insurance

Business Insurance

General Liability

Third-party bodily injury, property damage, advertising injury for FL businesses.

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GL is the foundation of any commercial insurance program. It covers your business when someone slips and falls at your location, when you damage a client's property, or when an ad campaign gets you sued for libel. Required by most commercial leases and contractor agreements.

What's covered

  • Bodily injury to third parties
  • Property damage you cause to others
  • Personal & advertising injury
  • Legal defense costs
  • Medical payments (no-fault, small)
  • Completed operations

What's not

  • Damage to your own property (needs Commercial Property)
  • Employee injuries (needs Workers Comp)
  • Vehicle accidents (needs Commercial Auto)
  • Professional negligence (needs E&O)

Florida note

We issue Certificates of Insurance (COI) in 24 hours for landlords, GCs, and clients. ACORD 25 standard format, additional insured endorsements available.

3-field quote · 15-min response

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We write general liability with these carriers:

  • Berkley Regional
  • Spinnaker
  • Clear Spring
  • Peak P&C
See all carriers

Related coverage

More ways we protect your operation.

Commercial Property

Coverage for your building, contents, business income, and signage.

Learn more

Workers Comp

Required state coverage. 1+ employees for construction, 4+ for non-construction.

Learn more

Commercial Auto

Single vehicle or fleet. Owned, hired, non-owned.

Learn more

Stop overpaying for coverage
you don't understand.

Free quote. Free policy review. No obligation. We'll tell you exactly what changes between carriers — and what doesn't.

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FL DFS License W190034 · NPN 9069115 · Licensed broker · Brokers of America PR LLC