Personal Insurance
Health Insurance / ACA
ACA marketplace, off-marketplace, short-term medical. No broker fees.
I'm appointed with all the major Florida ACA carriers. I do not charge a broker fee — the carriers pay my commission directly out of the premium. You get the shopping work and lifetime advocacy for free, in English or Spanish.
What's covered
- Major medical (essential health benefits)
- Preventive care
- Prescriptions
- Mental health
- Pregnancy & maternity
- Dental + vision (with add-on)
What's not
- Cosmetic surgery (generally)
- Long-term care
- Services from out-of-network providers (usually)
Florida note
ACA Open Enrollment runs Nov 1 to Jan 15. Special Enrollment Periods are triggered by life events (marriage, baby, job loss). I can also do off-cycle if you qualify.
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We write health insurance / aca with these carriers:
- Aetna
- Oscar Florida
- Cigna
- Sunshine State
- Centene
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FL DFS License W190034 · NPN 9069115 · Licensed broker · Brokers of America PR LLC